Opinion

Tinubu’s Ministers and Nigeria’s Dilemma

Published

1 month ago

August 22, 2023

Eric

By Reuben Abati

Yesterday, 45 Ministers took the oath of office as Ministers of the Federal Republic of Nigeria pursuant to President Bola Ahmed Tinubu exercising executive powers as granted under Section 5 of the 1999 Constitution, and in line with Section 147(3). These Ministers of the “Restored Hope Agenda”, we are told have a mandate to deliver Tinubu’s eight-point agenda as stated in his election manifesto to wit: national security, economy, agriculture, power, oil and gas, transportation, education, and healthcare, with special emphasis on economy and security.

What immediately stands out about this cabinet is that it is the largest since Nigeria’s return to civilian rule in 1999, and given Nigeria’s current economic situation, this is somewhat disappointing as it signals a resort to “big government” with heavy cost implications. President Olusegun Obasanjo began in 1999 with a cabinet of 42 Ministers (1999 – 2003), which he later reduced to 27, and had increased to 30 by the time he was leaving office in 2007. In 2007, President Umaru Musa Yar’Adua had a 39-member cabinet. President Goodluck Jonathan appointed a cabinet of 33 Ministers (2011-2014), and later 37 just before the 2015 general elections. In 2015, President Buhari appointed 36 Ministers, later increased to 42 in 2019. Although 45 Ministers were sworn in yesterday, it must be noted that President Tinubu actually nominated a total of 48 Ministers – three of whom were told to await further screening – Stella Okotete (Delta) Senator Abubakar Danladi (Taraba) and Nasir el-Rufai (Kaduna). El-Rufai has since announced that he is no longer interested with a cryptic Marley-an “Who The Cap Fits” declaration that “man to man is so unjust…your best friend could be your worst enemy”. That is another interesting matter worthy of full commentary. But if you were to add a list of 45 ministers, which may possibly increase to 48 later, to the 20 slots for Special Advisers earlier approved by the Senate for the President, and the accompanying appointment of Senior Special Assistants and Special Assistants, President Tinubu is set to run the most bloated government since 1999. This is curious in the light of the fact that many Nigerians had expected a lean government, to save costs and increase efficiency.

The current state of Nigeria’s economy is frightening, with over 113 million Nigerians living in multidimensional poverty; headline inflation at 24.08%; food inflation – 26.98%, Nigeria’s unemployment rate is about 41%, debt service to revenue ratio is calculated at about 90%, total debt is over N81 trillion, the available band for more borrowings is extremely narrow. Under such a scenario, the basic expectation would be for government to trim its size at all levels and tighten its belt. The only thing we have heard is the Federal Government asking the people to make sacrifice: fuel subsidy has been removed, resulting in increase in the pump price of fuel, the fuel exchange rate has been harmonized resulting in over 16% depreciation of the Naira, and a rampaging epidemic of empty pockets among the people, with the people trooping to the streets in Yola, Port Harcourt, Ibadan and elsewhere pleading with the government “to please allow them to “breathe”.

On top of it all, the Federal Government has announced plans to achieve an 18% tax to GDP ratio by 2024, and even if Taiwo Oyedele, the Chairman of the Presidential Committee on Tax and Fiscal Policy Reforms says this would not mean higher taxation, the simple logic is that the people would be required to make more sacrifices to help government generate much-needed revenue. What is shocking is that whereas government is imposing a regime of austerity, the Nigerian government at all levels is not showing a similar commitment in the governance process, and this much was confirmed again yesterday by the sheer size of the Federal Government. Many would recall that the Speaker of the House of Representatives, Tajudeen Abass upon assumption of office recently announced the recruitment of 33 aides! The Senate President also has a similar number of 33 aides, and in total, the 10th National Assembly members have since June appointed about 3, 000 legislative aides! It is worse at the state level. The Governor of Adamawa State, Ahmadu Fintiri recently appointed 47 media aides; the Governor of Kano State Abba Yusuf has appointed 97 persons as special advisers and assistants. In Niger state, Governor Mohammed Umaru Bago has 131 aides, all of them women. Whereas the President may claim that he is exercising his powers under the Constitution, he has in actual fact created more Ministries. Obasanjo at a time had 27 Ministers, and still fulfilled Constitutional provisions. Jonathan had 33, and still did not violate the Constitution. It is to be expected that Tinubu’s Ministers would soon announce their own aides, further bloating the size of government. Under Tinubu’s government, the cost of governance would shoot through the roof, with the expansion of size, staff and bureaucracy.

The Lagos Chamber of Commerce and Industry (LCCI), the media and other informed groups in society had urged before now, that one of the main priorities of President Tinubu’s “Restored Hope” agenda should be the implementation of the famous Oronsaye Report – an 800-page 2012 Report on the Restructuring and Rationalization of Federal Government Parastatals, Commissions and Agencies which stated that the Federal Government alone has 541 parastatals, 929 MDAs, and that there should be mergers, complete abolitions, and rationalizations to block wastages and duplications and ensure efficiency. It is obvious that President Tinubu has no intention to take a look at the Oronsaye Report. In its June 2023 Nigeria Development Update (NDU), the World Bank had also recommended that for Nigeria, it was now “time for business unusual”. It seems so obvious that well, business will remain as usual in the governance arena, and our fear is that a day may well come when Nigerians will begin to praise President Buhari as things currently stand! And that will be a completion of our worst nightmare.

The process of appointing these Ministers was not impressive enough. Those who know Tinubu and his antecedents were convinced that he would hit the ground running and that he would have no difficulties identifying strong talents, a team of the best and the brightest that would help him deliver on his mandate. But it has been one big anti-climax. It took close to the 60-day deadline, and additional days for the President to come up with a list of party loyalists, former Governors, close advisers from his days in Lagos, and a few technocrats. Nine former Governors, with one of them grudgingly withdrawing conveys a veil of staleness, no matter the experience that the former Governors may bring to the table. The kind of unsureness that governed the list is also embarrassing. During the screening process, the President had to substitute the name of the Kano nominee, Maryam Shetty. Nobody even had the decency to inform her. She only got to know when she got to the Senate for her screening. Nobody deserves to be treated so shabbily.

To worsen matters, it only occurred to the President on the. eve of the inauguration of the Ministers to make last minute changes. He reassigned the 66-year-old Abubakar Momoh whom he had named as Minister of Youth to the Ministry of Niger Delta Affairs. Young Nigerians had complained that a 66-year-old politician as Minister of Youth was an odd choice. The Pan-Niger Delta Forum (PANDEF) had also raised an alarm about the non-inclusion of the Niger Delta in the list of Ministries. Then the Ministers-designate for Transportation, Interior, and Marine and Blue Economy were reshuffled. The Ministry of Environment and Ecological Management was renamed as the Federal Ministry of Environment. This back and forth looks untidy. It shows lack of preparedness, someone certainly was not paying attention to details about credentials, nomenclature and vested interests. If the President’s excuse is that the last-minute reshuffling is to ensure that the right persons are in the right places, then his attempt does not go far enough. It is one of the reasons why we argue that portfolios should be attached to Ministerial nominations to provide enough room for adjustments before the nominees are eventually confirmed. Further, there are fewer women than expected on the Ministerial list, and there are persons who think that the women have been given decorative positions. This is feedback that the President should pay attention to and address as he makes other appointments into the MDAs. And why is there no person living with disability on the list?

For the most part, the Ministerial list looks like an attempt by the President to settle political IOUs. Every President in appointing their first cabinets feel obliged to settle those who worked for their victory. But even at that, there are many aggrieved APC members and foot-soldiers who must genuinely feel left out, because they believe they deserve to share the spoils of victory. However, Nigerians are not interested in “jobs for the boys”. They want a quality team. This is why the present cabinet must be rejigged within a year or 18 months at best. President Tinubu must constantly move people around and recruit only the best. Ministerial positions must not be treated as chieftaincy titles. The kind of sit-tight, “Kabiyesi syndrome” that we witnessed under President Buhari, with some Ministers staying in office for eight years and remaining anonymous and ineffectual throughout – must not be allowed to happen this time around. Nigerians want Ministers who are ready to serve, not traditional chiefs of Aso Villa.

The President has talked about giving the Ministers a Performance Index. This is also known as Key Performance Indicators (KPI), very important but it must not be couched in general terms such as the emphasis on the eight-point agenda. It must be Ministry and sector-specific, and if any Minister does not show enough promise or capacity within the next 18 months, he or she must be turned adrift without fear or favour. Nigerians are impatient. The Federal Executive Council must be seen to work truly in the best interest of the people. It is standard practice to organize seminars and retreats for newly appointed Ministers. Whatever syllabus may have been chosen for the class of 2023 certain specific subjects must be addressed. It is not enough to pack documents inside conference bags – a copy of the Constitution, Public Service Rules and Regulations, the Procurement Act or some other briefing notes – NO. There must be a proper breakdown of expectations Ministry by Ministry and robust discussions. Nigerians don’t like to read except when there is an examination to be passed; putting documents together and hoping that the Ministers would read on their own would be presumptuous. Many of them probably don’t know what their Ministry is all about. They have to be taught and guided.

As is often the case, they are probably thinking of the contracts that they will award through their Ministries and what would be in it for them. They need to be given a crash course in the details of the Procurement Act and Public Service Rules. Out of ignorance, many past Ministers depend on civil servants who lead them by the nose and astray. Having sound knowledge of procurement is part of the process. It is tied to budget performance and defined regulations.

These Ministers also need to be told that they are Ministers of the Federal Republic with responsibility to all the people and parts of Nigeria, regardless of religion, political affiliation, class or gender and the President was right in stressing this yesterday. Cronyism, nepotism, prejudice are the major afflictions in Nigeria’s governance process. New Ministers would come under severe pressure, both external and self-imposed, to use their positions to settle their own incurred political costs. The party in their wards, local governments and states would call on them to remind them that it is their slot they are using and that they owe them an obligation to fund the party in the state, employ children from the state, award contracts to contractors from within the party and ensure major projects are brought to the community that produced them because “it is their turn”. Nigerians are very good at blaming leadership but the followers themselves are mean. A Minister would be asked to come and help pay hospital bills for newly delivered babies, even when he had no knowledge of the pregnancy: “Honourable Minister, we thank God oh, your wife has just put to bed”. The Minister is likely to be confused because his wife probably gave birth to his last child 15 years ago! But every woman in his state would suddenly become his wife, every pregnancy his own, every wedding must receive his blessing. Some other pressures are self-imposed. To keep the job, for example, some Ministers think that they are obliged to build goodwill among the informal circle around the President – very dangerous people – who exploit their proximity to the President to amass unmerited wealth. They promise appointments and access, and bear tales by moonlight. Many Ministers make the mistake of focusing more on this informal ring of vipers, but others commit the crime of thinking that they must take every project to the President’s home-town or state, to gain favour as a result. Tinubu must discourage such sycophancy.

Pastor Tunde Bakare has already warned about an emerging pattern of “imperial Presidency” in his recent State of the Nation Address. The term as described in a book of the same title by Arthur M. Schlesinger (Houghton Mifflin, 1973, 2004) refers to the abuse of power, its reckless use, and a President getting carried away with his own importance. No government can break the law without the President’s consent, because the buck stops at his desk. Nigerians have a way of misleading their Presidents with excessive sycophancy and Aso Rock is the headquarters of sycophancy. Even the best of men can be tempted like Samson, the Israelite. There are those men who in the President’s presence would immediately go down on their knees and start crawling towards him from a distance, bowing and scraping the floor and intoning “rankadede sir”. Others would prostrate. Oftentimes, such persons are clutching a file under their arms. They want the President’s signature. Whoever acts in that manner should be asked to stand up immediately and stop scraping the floor! Tinubu must make it clear that such flattery would not work with him. Work has begun for the Ministers. It won’t be long before the misfits among them will be exposed.

Opinion

Voice of Emancipation: Yoruba National Day: Lessons from the Kiriji War

Published

6 days ago

September 23, 2023

Eric

By Kayode Emola

As we Yoruba descendants all over the world celebrate today the end of the Kiriji war that happened on this day in 1886, we remember those who sacrificed their lives for the freedom we all enjoy today. Many people in our generation may not appreciate the sacrifice our ancestors paid to give us the freedom, liberty, and peace we enjoy today. Many of them back then did not live to see the peace and freedom they fought for, nor did they know they were going to pay the ultimate price, however, that did not deter them from pursuing freedom with all that they had including their lives.

As we celebrate 137 years to the end of the Kiriji war today, I would like to dedicate this column to those who paid the ultimate price for the freedom we Yoruba have enjoyed so far. Although the war brought freedom to the entire Yorubaland and its people; especially those towns and villages that were under Oyo rule, the end of the war brought in a new master (the British overlords) over our affairs.

Shortly after the war ended, the British capitalised on our frailty and war fatigue to gradually colonise our land and take our inheritance by stealth. We did not suspect the actions of the new colonisers because we thought they had our best interest at heart. The rest they say is left to the history books and the journey to freedom continues.

Those who fought to see us free would be mad in their graves to see that the freedom they fought to gain from Oyo who is their neighbour was eventually lost to the British colonisers. They would be asking those of us around this day what we are doing to liberate Yorubaland from the corruption of Nigeria passed down by the British colonisers, since that was what led them to fight the Oyo rulers.

I do not believe that we have an excuse today not to stand up for Yorubaland and her over 50 million population who are being subjected to Nigeria’s misrule. The Yoruba people never signed any document anywhere with her eastern and northern neighbours on becoming one country, therefore we have no business being in Nigeria.

For some people who say that a Yoruba man is now the president of Nigeria, therefore we have the upper hand in directing its affairs. I will say being the president of Nigeria does not translate to development in Yoruba land. This is because Nigeria as a broken nation has gone beyond repair and cannot be mended. Not especially with the disoriented system of government that it currently practices.

Just like Slovenia and Croatia left Yugoslavia before they started reaping the benefits of nationhood. Yoruba, Igbo, Hausa, or any other nationality in Nigeria cannot enjoy the goodness of a nation unless the people come together to decide their future. It would be better if this were to happen sooner rather than later to avoid the impeding danger the country may face.

We all know that Nigeria is living on borrowed time and those still behaving like they have a country to call home are just living in fools’ paradise. The only solution for Nigeria is complete dissolution, and any outcome short of this is just applying a sticking plaster to a gushing wound.

As we celebrate the peace we enjoy in Yorubaland today, may I use this opportunity to appreciate those who have kept the flames of peace burning bright. I also want to thank those individuals who have organised this year’s celebration and those who have volunteered their time and resources to see that the event is celebrated in style.

I also thank many of our diasporan Yoruba who are visiting Yorubaland, especially for the first time from places like South and Latin American countries, and elsewhere around the world. We appreciate your efforts in coming down to the homeland to celebrate this year’s event. May the peace of God be with us all and deliver the total freedom and liberty we all desire and grant to us our independent Yoruba nation sooner rather than later.

Opinion

Soliloquy: Between Big Brother Naija and Tastee Spelling Bee Competition

Published

6 days ago

September 23, 2023

Eric

By Michael Effiong

This past Thursday, I was privileged and honoured to attend the Tastee Spelling Bee Competition organized to commemorate the 10th Remembrance anniversary of Mr Oluwabunmi Adedayo, who we used to fondly called gentle giant.

Oluwabunmi who was the Executive Director of the famous quick service restaurant, Tastee Fired Chicken (TFC) made quite an impact while on earth. He was warm and humble, and always willing to help others, little wonder that his dear parents: Pamela and Kunle Adedayo decided to turn their personal tragedy to a force for good by establishing the Bunmi Adedayo Foundation.

As I sat down to watch the primary school pupils wow us with their knowledge of English pronunciation and spelling, my mind wondered to my days as member of the St Joseph’s Boys High School, Surulere Literary and Debating Society, and a smile spread across my face.

Then my mind again meandered to the video of the quiz competition that occurred at the Big Brother Naija House which has since gone viral, my reaction this time was that of disgust.

In case you missed it, in the said video, the contestants were asked a pot pourri of questions ranging from mathematics to current affairs. What really caught many people’s attention was the scandalous answers that emanated from theses “celebrity” contestants.

One was asked who was Nigeria’s first president, the contestant did not know! How embarrassing was that.

Another was asked what was the meaning of CAC. She went : ” CAC (she pronounced it kak), CAC”, she looked so shocked as if she had been asked to climb Mount Everest and then blurted some gibberish as answer. All they wanted her to say was CAC is the acronym of Corporate Affairs Commission. How difficult can that be?

It was, therefore, a huge paradox and heart-warming to see these pupils, including a contestant from Pacelli School for the Blind, show their proficiency in the English language.

They lapped up their questions with effortless ease, in fact, some of them were spelling words that I, with my over 30 years’ experience in journalism, was encountering for the first time.I was really impressed.

When one juxtaposes the wondrous performance of these kids to the woeful performance of the Big Brother Naija Housemates, it is not hard to see why our country is where we are at the moment.

When I expressed my angst to an older friend on the Big Brother Housemates show of shame, he laughed and asked me what I had expected

He went on to explain to me that the criteria to be a housemate and win over 100 million naira, juicy prices and endorsement deals did not require any intellectual rigor.You are not expected to be intelligent or take any aptitude test. Just fill out a form, upload a video saying something about yourself and a photo!

Then, you must be articulate, interesting and willing to share your must private thoughts in an open forum to strangers and also be ready to cavort ceaselessly! That’s all!

He therefore affirmed that expecting any seriousness from the Big Brother Naija housemates was like Waiting for Godot.

I believe it is time for us to begin to change our mindset for the betterment of our country. What exactly is our priority as a nation? What are the things that interest us? What are the things that we spend our money on and what are the things that we spend our time on?

In contrast to the huge advertising and sponsorship that is poured on big brother naija, knowledge-based shows like the Spelling Bee, debate shows and quiz compettions never get any traction or attention by Nigerians. Winners hardly are appreciated with the kind of cool cash and media frenzy associated with big brother.

This kind of mentality has to change. If we are to turnaround the fortunes of our country, we have to change our attitude to knowledge and education in general.

It is time for corporate Nigeria to stop paying lip service to talent shows that are intellectually-focused, yes, not everyone has to be educated, but the large number of a country should rank up on that index especially even if to just showcase your talent, if Nigeria wants to take its rightful place at the top table of world prominence.

It is said that “Ideas rule the world” and that soft power is the new gold. How can we compete if we do not invest in our kids and youths like the Bunmi Adedayo Foundation.

Indeed, BAF has taken education as its focus. It has been in the forefront of training teachers and improving the learning experience of pupils.

According to the Foundation “It’s not about building schools, it’s also about building teaching and learning. That’s how communities flourish. They’re agent of change”

The Foundation is devoted to changing lives of children, by innovatively improving the quality of teaching and learning in Nigerian public primary schools.

The Foundation has so far organized 103 trainings, intervened in 1300 plus schools, built one state-of-the-art library, upgraded 5,200 plus teachers, donated one 40-seat ICT laboratory, worked in 56 plus Local Government Education Areas and impacted 15,000 plus pupils.

There is no doubt that we have to catch them young, feed them with the right ideals and ideas that will build them into worthy citizens.

On the day of the spelling Bee, which was won by my name sake, Michael Ofiemum, with Toluwani Toluwani and Janet Oseni taking second and third respectively, the Adedayo’s again showed that their milk of human kindness never runs dry when they extended full scholarship to six pupils of Navy Primary School.

Just like the Spelling Bee winners, contestants and their teachers went home with many prizes, gifts and loads of joy, the smile on the faces of the parents and relations of the scholarship recipients was indescribable.

There is no doubt that the impact of the Spelling Bee Competition and Scholarships by the Bunmi Adedayo Foundation will be etched on the hearts of these pupils and many years later, they will grow up to discuss how this rare opportunity shaped their lives and trust me, at that time, no one will be talking about who won Big Brother Naija 2023.

Let us all decide to invest wisely today by touching lives one child at a time!

Opinion

The Mastery of Strategic Alignment

Published

6 days ago

September 23, 2023

Eric

By Tolulope A. Adegoke

“You need a plan to reach your goals. It is your plans that take or get you to a place, not just your dreams. Dreams without an active plan will take you to nowhere. It is a plan that empowers and exposes you to the discipline and responsibilities required to achieve your dreams or set goals. A plan teaches you “HOW” to get there, it is your blueprint. This is your time to set in place some plans that lead you to an ‘expected end’. By the time you get to the ‘end’, you shouldn’t be surprised, because success is intentional; it is deliberate. It is plans that takes you to success, and it is planning that helps you succeed for greatness. Therefore, set it up and step it up!”

– Tolulope A. Adegoke, PhD., FIMC, CMC, CMS, MNIM, CIV

There should be synergy between your actions and ambitions. You should be able to look at your actions and tell your ambitions. From your ambitions, I will be able to tell where you are going by what you are doing. If what you are doing doesn’t tell or prophesy where you are going, then you are doing the wrong things. Since you are a limited resource, then you are not enough to go round; that means, you have to choose where you have to expend your energy. You cannot tackle everything at the same time. What you are doing must reveal or prophesy where you are going.

A plan is important, not just a dream. A lot of institutions teaches about dreams and vision, but they tend to dish the real deal in parts or halves. You need to understand that getting your plan lined up (to align) with where you are going is far more important. You need a plan to reach your goals. It is your plans that take or get you to a place, not just your dreams. Dreams without an active plan will take you to nowhere. It is a plan that empowers and exposes you to the discipline and responsibilities required to achieve your dreams or set goals. A plan teaches you “HOW” to get there, it is your blueprint.

This is your time to set in place some plans that would lead you to an ‘expected end’. By the time you get to the ‘end’, you shouldn’t be surprised, because success is intentional; it is deliberate. It is a plan that takes you to success, and it is planning that helps you succeed.

The Book of Life says: “write the vision, make it plain, so that whosoever that reads it may run with it.” Somewhere in your life, there ought to be a perfectly Mission Statement: your Vision, Purpose and Goals. That’s what is done in business, and you are in a business to earn a living. What’s your vision? What’s your purpose? What are your goals? With the aforementioned, you are able to choose what is yours wisely. Such that when people offer you things that are not in your Mission Statement, you can say NO because that’s not what you do. A lot of things can be very good, but if they are not in alignment with where you are going, you just have to let them go because you are a limited resource, which is specifically wired for a purpose or calling.

The Book of Exodus 25:1-9 unveils so much: “And the Lord spoke unto Moses, saying, speak unto the children of Israel, that they may bring me an offering: of every man that giveth it willingly with his heart ye shall take my offering. And this is the offering which ye shall take of them; gold, and silver, and brass, and blue, and purple, and scarlet, and fine linen, and goats’ hair, and rams’ skins dyed, red and badgers’ skins, and shittim wood, Oil for the light, spices for the anointing oil, and for sweet incense, Onyx stones, and stones to be set in the ephod, and in the breastplate. And let them make me a sanctuary; that I may dwell among them. According to all that I shew thee, after the pattern of the tabernacle, and the patterns of all the instruments thereof, even so shall ye make it.”

Could God have designed a tabernacle? He is a Master-planner, but He invited His people into the process and planning, and gathering the raw materials. You can quickly tell or deduce by what they are gathering that they are getting ready to build something. Also, one of the most profound statements spoken by God to Moses in the above verses is “Build according to pattern”. In other words, you should have a pattern for living. What God meant by the above is that: “I want you to build according to what I have showed you, do not build outside my plan.”

What you need is that you should get your vision from the Lord; this is simply the vision of where you are going, and this is “WHY” I put you on Earth; this is the purpose I have for you to do. Your job or duty on Earth is to build on Earth what God has already shown you. So what has God shown you? whatever God has shown you is your purpose and vision. A plan simplifies the process of tasks for an easy accomplishment of set targets. Pattern helps you grow; it builds you and gives you a niche. You are here to build on Earth as Man according to purpose and pattern which has been revealed by God.

Most people have no pattern. This is where mentoring comes in to lead you to act according to a designed pattern or system. Mentoring is about giving somebody a pattern to operate with; it is about giving or revealing and availing to somebody what they can see: walk the way I walk, step the way I step. Ask yourself, genuinely, “do you have a pattern?” Do you have a pattern for a successful career, marriage, business or ministry? Have you ever been around someone who is succeeding? You cannot imitate what you have not seen! People who don’t just hear the word, but do the word prospers and keep going up, challenges notwithstanding, but they continue to succeed because they are obedient and attentive to a laid out pattern of success.

A plan is a clear strategy which is usually documented for the purpose of succeeding, leading, conquering and achieving set-targets or goals in any facet of human endeavours. If you must prosper, then you must not fail to plan!

You must understand that success is always intentional, though many people act as if it isn’t, but it really is. You do not graduate from College and be surprised how it happened; you don’t lose weight by accident; you don’t run a marathon and say you do not know how you did it! The authentic truth is that nobody succeeds by accident.

The next thing you must not fail to understand here is that, you need to forgive yourself for making mistakes. You may have done something so foolish. Success isn’t a magic pill, but an intentional act for a change to occur via the renewing of your mindset, it is a process, it is going to take a little time, but it will work if you work it.

Invest Extra Income

Any unexpected income that is beyond your budget is the kind of money you should invest. Stop engaging in lavish spending. Understand that you do not need to buy what you do not need at all! Other people are investing in the idea that you will spend; that’s why they built a mall; that was their investment, expecting you to spend your money in it so that they can save it. You open up streams of income by investing your extra income, and you don’t start spending like the prodigal son (a fool). Don’t spend beyond your limits again. Now, you have understood that there is need for added investment pockets. In the Book of Matthew 25:14-30, Jesus Christ taught the same concept about investment. Even if He didn’t teach it, you still need to know these concepts of investment because you need to do it for your own good!

One of the biggest errors or mistakes we make is that whenever we a get a lump-sum of money, the first thing we try to do is to pay off all our bills, and what you do not realize is that when you are trying to pay off all your bills, you have bills again. You need to maximize opportunities. Gradually continue to pay your way out of debts by using the measure called DISCIPLINE. Keep the money by saving it; Grow the money by investing the money!

The Book of Life says, “you should bring forth fruits, so that your fruits may abide.” God implies that: “I am interested in getting you to a place that you stop losing everything I am giving you. What you know now will change the next five years of your life.

How can you love somebody and not have a life insurance? So you leave them struggling, evicted and uncared for? It isn’t about the luxuries or the expensive gifts or items. I charge you to convert them into assets, and get an insurance! Set your priorities straight in-line with what makes sense!

Stop accepting what keeps depreciating, and stop ignoring what keeps appreciating. Stop paying for your emotions! Even if you love a thing or luxury or property, don’t buy it if it is beyond your financial means or budget. Quit the emotion, where motion is required for your legs to step back. Stop spending too much on what is not necessarily important for you. Buy the basic needs and invest the rest so that as you rest, the profit yields!

A plan makes you a planter (sower). The idea is the seed; the plan makes you the planter. Every planter (sower) is eligible for the harvest of whatever he or she sows or plants! Ensure that you update your plan on a regular basis, because things change, so that you can make this year your year of effective and sufficient productivity. You must have things in order. Every of your steps must count! Are you positioning yourself in the line of your dream? You need to get ready to do it before you do it! You need to look like it before you are it! Remember, God anointed David to be king while he was still a shepherd boy. God was gradually positioning David into Royalty. God told Samuel in the Book of 1Samuel 16:13 (paraphrased), “I have got a Man in the House of Jesse, find him, I want you to anoint him to be king.” At first, after David was anointed to be king, he was still a shepherd boy, but rumour heard it all across the territories in his time that David was going to be king. You need to realize and understand that God is much more interested and focused on “WHERE” you are going than where you are, at the moment; and He is committed to plan and ride with you, if you will be reasonable enough to take responsibilities and endure the processes required to arrive at the successes that leads to greatness through a PLAN or pattern (strategy) that is well detailed for shifts and positioning to prosper and prevail in your areas of calling or purpose.

…to be continued.

Dr. Tolulope A. Adegoke is an accredited ISO 20700 Effective Leadership Trainer